Leasing | Contract Hire | Fleet Management

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Personal Contract Purchase

Personal contract purchase (PCP) is a more affordable way to purchase a vehicle as you are only financing a proportion of the vehicles purchase price, meaning lower monthly payments. A Guaranteed Minimum Future Value (GMFV) is set at the beginning of the contract, and is based upon length of term and users’ annual mileage. PCP offers a series of options at the end of contract: 1 Take ownership of vehicle by paying GMFV in full or refinancing it 2 Part exchange; use any equity above the GMFV towards your next vehicle 3 Hand vehicle back and walk away

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