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Personal Contract Hire in essence is a long term rental. If you don’t intend to buy the car at the end of your contract and won’t need to change the car before this time, this type of finance would suit you. You lease the car for an agreed period of time by making fixed monthly payments. When the contract ends, you simply return the vehicle. This type of finance is best suited to drivers who know they will want to choose another car at the end of the agreement period.